Rita Chakravarti

Rita as a seasoned analytics professional has 25+ years of experience in Financial Services, Insurance and Market Research specializing in Scoring (operational & regulatory), Risk Management, Marketing Analytics, Analytics Strategy Development, Analytics Infrastructure, Analytics team management and training. Experience spans across Asia Pacific, Middle East, US & Canada.

Prior to joining ISS she held several Regional (APAC) Analytics Head’s role in Experian, FICO, IBM & Citibank. As an adjunct faculty, she taught Business Analytics courses in NUS Business School, MSBA program and several Mathematics / Statistics courses both in undergraduate and graduate level in Universities in US & Canada as Ph.D. student and regular faculty. She had been a regular corporate trainer in Credit Scoring & Risk Management in Citibank APAC Headquarter in Singapore. She has been a regular industry speaker on Credit Scoring, Credit Bureau Usage and Analytics on behalf of Citibank, FICO & Experian in Australia, Hong Kong, India, Indonesia, Japan, Korea, Malaysia, Philippines, Taiwan, Thailand, UK & Vietnam.

Academic & Professional Experience

• Member, Technology Application Staff, NUS-ISS, Sep 2016 -
• Financial Services Practice Head, Smart Consulting Solutions Pte. Ltd., April 2016 – Sep 2016
• Adjunct Associate Professor, NUS Business School, Department of Decision Sciences, Aug 2013 – Jul 2016
• Director & Regional Head of Analytics, APAC, Experian Decision Analytics, April 2014 – Dec 2015
• Senior Director/Director, Analytics Presales, APJ Region, FICO, Aug 2010 – Nov 2013
• Analytics Delivery Leader (IBM MBPS) / Head of Analytics Practice (Redpill Analytics), Singapore, Jan2008 – Aug 2010
• Consultant & Global Analytics Head, Quatrro Risk Management Services (a start-up formed by senior ex-Citi bankers), Singapore, Oct 2006 – Oct 2007
• Modeling Director/Manager, VP/AVP, Citibank, Asia Pacific Regional Office, Singapore, Jul 1999 – Sep 2006
• Senior Statistician, Indian Market Research Bureau International, Kolkata, India, 1994-99
• Partner, M.C. Chakravarti & Associates (Currently Towers Watson, India Ltd.), Kolkata, India, Sep 1989 – Sep 1994
• Assistant Professor, Northern Illinois University, Dekalb, USA, 1987-1988
• Post Doctoral Fellow, University of Toronto, Canada, 1986-1987
• Teaching Assistant ( as PhD student), University of Pittsburgh & University of Maryland, Baltimore County, USA, 1982-1986
• Inventory Control Officer, K.G.Khosla Compressors Ltd., New Delhi, India,1981-1982)

Membership & Professional Activities

• Speaking in Industry Forums
• Analytics Blog Writer
• Institute of Actuaries, London ( 1982-1992)
• Actuarial Society of India ( 1989-1992)
• American Statistical Association ( 1984-1989)
• Refereed papers for Canadian Journal of Statistics.
• Thesis guide for M.Phil.offered by Calcutta University

Research Interest

• Credit Scoring and its application & automation in Finance, Insurance & Telecommunication Industry
• Risk Management using Analytics in Consumer Banking Industry
• Application of Big Data Analytics in Finance, Government, Insurance & Telecommunication
• Business Analytics using Transaction Data
• Application and usage of Credit Bureau data to control NPL in highly volatile macroeconomic environment
• Industrial Research to understand macroeconomic trends which impacts banking industry