Phil brings 50 years of banking and banking related experience. In those fifty years, he has been a banker, worked for a core banking software provider designing banking software, been a banking and bank technology consultant. During his career, he has worked with banks throughout the United States, and overseas. He retired in December, 2014 as CTO/EVP for a billion dollar bank in Northeast Tennessee. Today, Phil continues to consult in the financial industry with a focus on the technological strategic direction needed by the banking industry. Phil received a Bachelors of Business Administration from Upper Iowa College.
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