David Smith

Work experience

The Darla Moore School of Business

• Assistant Manager of Creative Design and Production

Create digital/print graphics projects and manage the print production process for the Darla Moore School of Business at the University of South Carolina.

Modos Learning

• Multimedia Designer

University of South Carolina Darla Moore School of Business

• Digital and Graphic Design Specialist

Design digital and print marketing materials. Manage the Moore School's website and create pages and graphics. Create mass HTML emails. Handle the printing process and train colleagues in how to use our Content Management System.

• Web Coordinator

Designed digital and print marketing materials and helped manage the website.

David Smith Visuals

• Owner

Create and develop brands and websites. Design print and digital materials.

The Darla Moore School of Business at the University of South Carolina

• Intern

Designed marketing materials and helped manage the website.

Education

• University of South Carolina-Columbia Bachelor of Arts (BA) Visual Communications

Qualifications

BSc Actuarial Science.

Memberships of Professional Organisations

Completed Exams, Institute of Actuaries, Sep 1997 – present

Expertise

Primary Topics

Actuarial Science Demography

Additional Topics

Health Insurance Non-life Insurance

Industries/Professions

• health care
• insurance

Research

Over the last three years we have mainly published papers on developing new methodologies of predicting changes in population sizes and in addition looking at developing products to tap into the housing wealth of the UK population to help fund long term care needs.

Research Topics

• Projection of Population Sizes We are currently investigating projecting populations by looking at changes in survival rates and expectation of life rather than the more conventional changes in mortality rates. We find that the trends in survivorship are often more stable than mortality rates and are also more understandable for the general population, including those who work in Government policy areas.
• Funding long-term care and pensions We have been investigating the role of personal savings and in particular housing wealth may have in terms of funding long-term care needs in the UK and the role of Government in facilitating these potential products
• Determining Medical Care Required by Disease Diagnosis By analysing the medical needs of a population, subdivided by the diseases they are diagnosed in having, predictions about the cost of future care can be determined. On an individual basis this research can be used to price certain health products and on a population basis, when combined with the projection of population sizes, can be used to plan the costs of State health care.
• The impact of retirement villages on mortality rates We have recently started investigating the potential impact on mortality rates of living in retirement villages. The argument that these villages can provide a more sociable environment as well as medical facilities should reduce the mortality rates of the population residing there.

Chapter

Mayhew, L. and Smith, D. (2016). Decomposition of life expectancy at older ages and prospects for ageing populations. Applied Spatial Modelling and Planning (pp. 172–188). ISBN 978-1-317-40673-0

Journal Articles (10)

• Mayhew, L., Smith, D. and Wright, I. (2017). The effect of longevity drift and investment volatility on income sufficiency in retirement. Insurance: Mathematics and Economics . doi:10.1016/j.insmatheco.2017.09.013.
• Mayhew, L., Smith, D. and O'Leary, D. (2017). Paying for Care Costs in Later Life Using the Value in People's Homes. GENEVA PAPERS ON RISK AND INSURANCE-ISSUES AND PRACTICE, 42(1), pp. 129–151. doi:10.1057/gpp.2015.34.
• Mayhew, L. and Smith, D. (2015). On the decomposition of life expectancy and limits to life. Population Studies, 69(1), pp. 73–89. doi:10.1080/00324728.2014.972433.
• Mayhew, L. and Smith, D. (2014). Gender Convergence in Human Survival and the Postponement of Death. North American Actuarial Journal, 18(1), pp. 194–216. doi:10.1080/10920277.2013.863140.
• Mayhew, L. and Smith, D. (2014). Personal care savings bonds: A new way of saving towards social care in later life. Geneva Papers on Risk and Insurance: Issues and Practice, 39(4), pp. 668–692. doi:10.1057/gpp.2014.30.
• Mayhew, L. and Smith, D. (2013). A new method of projecting populations based on trends in life expectancy and survival. Population Studies, 67(2), pp. 157–170. doi:10.1080/00324728.2012.740500.
• Smith, D.A., Butt, Z., Mayhew, L.D., Rickayzen, B.D., Bhullar, H. and Dattani, H. (2012). A METHOD OF PROJECTING FUTURE CO-MORBIDITY PREVALENCE AND HEALTH SERVICE DEMAND IN THE UNITED KINGDOM POPULATION USING THE HEALTH IMPROVEMENT NETWORK (THIN). VALUE IN HEALTH, 15(4), pp. A163–A163.
• Mayhew, L. and Smith, D. (2011). Human Survival at Older Ages and the Implications for Longevity Bond Pricing. North American Actuarial Journal, 15(2), pp. 248–265. doi:10.1080/10920277.2011.10597620.
• Mayhew, L. and Smith, D. (2008). Using queuing theory to analyse the Government's 4-h completion time target in Accident and Emergency departments. Health Care Management Science, 11(1), pp. 11–21. doi:10.1007/s10729-007-9033-8.
• Rickayzen, B., Mayhew, L.M. and Smith, D.A. Flexible and affordable methods of paying for long-term
• care insurance. North American Actuarial Journal .

Course Directorship

• 2001 - present, BSc Actuarial Science, Admissions Tutor
• 2006 - present, BSc Actuarial Science, Assistant Director

David Smith is an Associate of Ashridge Strategic Management Centre, where he is an authority on mergers and acquisitions and corporate investment decision making.

He is an investment adviser to a major media corporation and acts as consultant to a number of top FT100 industrial and commercial clients. Previously, he was a director of MDA, a management development and education consultancy, and headed their corporate finance division.

Before that, he worked with the Shell group as a senior manager having responsibility for advising on all significant mergers and acquisitions undertaken within the group on a worldwide basis. Based both overseas and in the UK, he also developed extensive practical experience of evaluating major investment decisions.

He qualified as a Chartered Accountant with Coopers & Lybrand and holds a BSc in Physics from Birmingham University.