Richard Johnson

Freelance Advisor/Consultant: FinTech, Payments, Banking at IFF Training

Biography

IFF Training

He has worked in banking for 20 years and digital banking/payments/commerce for 10 years. In banking, his experience covered all sectors, especially retail banking and wealth management, in front-line, advisory and senior management roles. His work often involved the deepening role of technology in banking - he could perhaps claim to have been working in fintech for 30 years! In 2006 he joined a technology start-up specialising in software for mobile banking and payments. This grew to a 1200 person, $2b valuation international business. Richard was the strategy/propositions/market insight lead over his 9 years at Monitise. In this role, Richard researched and visited markets all around the globe and had discussions with hundreds of banks and other players such as schemes, processors, vendors, consultancies, telcos and merchants.

With his combination of large and small company experience, Richard is now advising a range of businesses on their digital and fintech strategies as well as publishing industry research for a leading market analysis business and delivering executive education.

Specialist in digital banking/payments/commerce & fintech:

  • extensive financial services background
  • high-growth tech company lifecycle experience as global strategy/propositions/market insight lead.

Currently advising especially on PSD2, Open Banking, SCA, Payments, FinTech.

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