James Wilcox

Education

• PhD, Economics, Northwestern University
  
• BA, Economics and History, Binghamton University
  

Positions Held

At Haas since 1978
2009 – 2013, James J. and Marianne B. Lowery Chair in Business
1978 – present, Professor, Haas School of Business
1999 – 2001, Chief Economist, Office of the Comptroller of the Currency, Washington, DC
1995 – 1997, Chair, Finance Group, Haas School of Business
1991 – 1992, Economist, Federal Reserve Board
1990 – 1991, Senior Economist, President’s Council of Economic Advisers

External Service and Assignments

• Member, Advisory Board: North American Economics and Finance Association
• Treasurer and Member, Board of Directors, Cal State 9 Credit Union
• Economic and financial consulting

Current Research and Interests

• Banking: mergers and acquisitions, cost reductions by consolidation, lending and bank capital, effects of economic conditions on banks, small business and banking
• Business conditions: Federal Reserve monetary policy and interest rates, unemployment and inflation, consumer spending, outlook for the economy
• Conversions: mutual-to-stock conversions of financial institutions, credit union failures and losses, credit union cost and profit performance

Selected Papers and Publications

• “Bank Safety and Soundness and the Structure of Bank Supervision: A Cross-Country Analysis,” with James R. Barth, Luis G. Dopico, and Daniel E. Nolle. International Review of Finance 3, no. 3 & 4 (2002): 163-188.
• “The Increasing Integration and Competition of Financial Institutions and of Financial Regulation” in vol. 22 of Research in Finance, edited by Andrew H. Chen, 215-238. Elsevier Press, 2005.
• “Failures and Insurance Losses of Federally-Insured Credit Unions: 1971-2004,” 7-111. Madision, WI: Filene Research Institute and the Center for Credit Union Research, 2005.
• “Credit Union Conversions to Banks: Facts, Incentives, Issues and Reforms,” 1-104. Madison, WI: Filene Research Institute, 2006.
• “Housing, Credit Constraints, and Macro Stability: The Secondary Mortgage Market and Reduced Cyclicality of Redisential Investment,” with Joe Peek. American Economic Review Papers and Proceedings 96, no. 2 (May 2006): 135-140.

Teaching

• Macroeconomics, UGBA 101B

Honors and Awards
- Earl F. Cheit Award for Excellence in Teaching, 1997 - Earl F. Cheit Award for Excellence in Teaching, 1995 - Earl F. Cheit Award for Excellence in Teaching, 1987